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Faqs On Zakat: Zakat kae Sawal: Help Poor & Needy

Faqs On Zakat: Zakat kae Sawal: Help Poor & Needy

Here’s a brief overview of the post, focusing on some of the most important questions(FAQs) that people ask in relation to Zakat, its calculation, and its eligibility:

زکوٰۃ کے بارے میں سوالات
زکوٰۃ، اس کے حساب کتاب ، اور اس کی اہلیت کے سلسلے میں لوگ جو کچھ سب سے اہم سوالات پوچھتے ہیں اس پر روشنی ڈالتے ہوئے ، پوسٹ کا ایک مختصر جائزہ یہاں ہے۔

AM I ELIGIBLE TO PAY ZAKAT?

Only if you are Sahib-e-Nisab.


کیا میں زکوٰۃ ادا کرنے کا اہل ہوں؟
صرف اس صورت میں جب آپ صاحب نسب ہوں۔

HOW DO I KNOW IF I AM SAHIB-E-NISAB?

If you have 7.5 tola/3 ounces/87.48 grams of gold or 52.5 tota/21 ounces/612.36 grams of silver or its cash equivalent for a full lunar year, then you are considered Sahib-e-Nisab and should pay Zakat.


اگر میں صاحبِ نصاب ہوں تو میں کیسے جان سکتا ہوں؟
اگر آپ کے پاس پورے قمری سال میں 7.5 تولہ / 3 آونس / 87.48 گرام سونا یا 52.5 ٹوٹا / 21 اونس /
612.36 گرام چاندی ہے یا اس کے برابر نقد رقم ہے ، تو آپ کو صاحب نسب سمجھا جاتا ہے ، اور آپ کو
زکوٰۃ ادا کرنا چاہئے۔

zakat faq

IS IT NECESSARY TO HAVE THE CURRENT RATE OF GOLD OR SILVER IN YOUR LOCAL CURRENCY?

Yes, since most of your assets will be in your local currency, you must convert all your assets into the same currency for the ease of calculation. This means that for Zakat calculation in Pakistan, you must convert all assets into Pakistani Rupees (PKR).

کیا یہ ضروری ہے کہ آپ مقامی محل وقوع میں سونے یا چاندی کی موجودہ شرح کو یقینی بنائیں؟

ہاں ، چونکہ آپ کے بیشتر اثاثے آپ کی مقامی کرنسی میں ہوں گے ، لہذا حساب کتاب میں آسانی کے لیے آپ کو اپنے تمام اثاثوں کو ایک ہی کرنسی میں تبدیل کرنا ہوگا۔ اس کا مطلب یہ ہے کہ پاکستان میں زکوٰۃکے حساب کے لیے ، آپ کو تمام اثاثوں کو پاکستانی روپیہ (PKR) میں تبدیل کرنا ہوگا۔

HOW DO I CALCULATE THE RATE OF GOLD OR SILVER IN PAKISTAN ON ANY PARTICULAR DAY?

You can easily search for the current rate of gold or silver in Pakistan online.


میں کسی خاص دن پر پاکستان میں گولڈ یا سلور کی شرح کس طرح جمع کر سکتا ہوں؟

آپ پاکستان میں سونے یا چاندی کی موجودہ شرح کو آسانی سے آن لائن تلاش کرسکتے ہیں۔

WHICH NISAB SHOULD I CHOOSE?

  • Gold – If you only have assets and savings in gold.
  • Silver – If you have savings and assets in silver or mixed assets, including cash, gold, silver, and other tradable commodities.

مجھے کس کا انتخاب کرنا چاہئے؟
سونا – اگر آپ کے پاس سونے میں صرف اثاثے اور بچت ہے۔
چاندی – اگر آپ کے پاس چاندی یا مخلوط اثاثوں میں بچت اور اثاثے ہیں ، جن میں نقد ، سونا ، چاندی اور دیگر قابل تجارت اشیاء ہیں۔

zakat per sawal

IS ZAKAT APPLICABLE ON FUTURE ASSETS?

Yes, but only if:

  • You have bought an asset as an investment with the intention to sell it eventually
  • You have definite confirmation about the sale of an asset but do not have the money in hand yet

IS ZAKAT TO BE PAID ON PERSONAL USE ITEMS?

No, Zakat is to be paid on all assets in excess of your personal use items. This implies that if you own two homes or two cars and use only one of them on a daily basis, then Zakat is only applicable on the one not in use.

I HAVE SOME SAVINGS SET ASIDE FOR HAJJ. DO I HAVE TO INCLUDE THEM IN MY ASSETS?

Yes, all savings, even those set aside for religious pilgrimages, must be included in your total assets.

ARE FUTURE LIABILITIES EXCLUDED FROM ZAKAT?

No, only pending liabilities, such as bills, and other expenses that have to be paid but haven’t been paid yet, are to be excluded from Zakat. This means that you cannot exclude next month’s rent from your net worth, even if you are calculating your Zakat during the last days of the month.

CAN I PAY MORE THAN 2.5% ON MY NET WORTH FOR ZAKAT?

Yes, 2.5% is the minimum amount of Zakat that every Sahib-e-Nisab Muslim must pay. However, there is no maximum threshold.

CAN ZAKAT BE PAID IN INSTALMENTS?

Yes, you can choose to pay Zakat in instalments throughout the year. However, you must pay it completely before a new lunar year begins.

CAN ZAKAT BE GIVEN TO ONLY ONE RECIPIENT?

Yes, if you know of someone who is in need of the amount in full, you can choose to give it to only one recipient.

CAN I GIVE ZAKAT TO MY FAMILY AND RELATIVES?

It is considered Afzal or more rewarding to give Zakat to your closest relatives and neighbours. However, you cannot give Zakat to your directly dependent relatives or to those whom you are obliged to spend on, such as:

  • Wife
  • Children
  • Grandchildren
  • Parents
  • Grandparents

CAN I GIVE ZAKAT TO NON-DEPENDENT FAMILY MEMBERS?

Yes, it is considered ideal to do so. Non-dependent family members can include:

  • Brother
  • Sister
  • Brother’s son or daughter (Bhatija or Bhatiji)
  • Sister’s son or daughter (Bhaanja or Bhaanji)
  • Paternal aunt or uncle (Chacha or Phuphoo)
  • Maternal aunt or uncle (Mamu or Khala)
  • Mother-in-law or father-in-law (Saas or Susar)
  • Son-in-law or daughter-in-law (Damad or Bahu)

CAN A WIFE GIVE ZAKAT TO A NEEDY HUSBAND?

Yes, she can, but only if the husband falls under one of the 8 categories. In addition to that, the money given for Zakat cannot be used by the husband to sustain the household or be spent on expenses for his wife. He can use the Zakat money to pay off his debts and cover his personal expenses.

MY WIFE IS SAHIB-E-NISAB BUT I’M NOT. DO I HAVE TO PAY ZAKAT ON HER ASSETS?

No, each Muslim is responsible for paying Zakat on their own assets. It is not obligatory on the husband to give Zakat on his wife’s assets, though he may choose to do so if he pleases. The wife must calculate her own Zakat and pay it out of her net worth for the year.

IS ZAKAT APPLICABLE ON ASSETS OWNED BY CHILDREN OR MINORS?

No, Zakat is not applicable on minors and neither is their guardian responsible for paying Zakat on their assets even if they are Sahib-e-Nisab. Zakat is applicable on every Muslim after puberty, with one lunar year being completed a year after a child reaches puberty if they are already Sahib-e-Nisab. However, different sects have different views of this matter and it is best to consult an Aalim-e-Deen for further clarifications.

IS ZAKAT APPLICABLE ON THE WEALTH OF A MENTALLY ILL OR UNSTABLE PERSON?

No, Zakat is not applicable on any wealth owned by a mentally unstable individual, as they are unable to take responsibility of their wealth and distribute it accordingly. However, as always, it is best to consult a religious scholar, based on your personal circumstances.

I WANT TO CALCULATE AND DISTRIBUTE THE ZAKAT ON MY SAVINGS ACCOUNT ON MY OWN. IS THERE A WAY TO COMMUNICATE THIS TO MY BANK?

Many Muslims prefer to distribute their Zakat to the needy whom they know personally. If that is the case, you can submit a Zakat Declaration Form to the branch where you have your savings account, before the 15th of Sha’ban.

We hope this blog has been an insightful read. Let’s help the government in the fight against Coronavirus by giving our Zakat to the needy and keeping more people safely in their homes.

Source: calculate zakat right way

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